Chase IHG Rewards Premier Credit Card
A card ideally offered and aimed at frequent travelers, who look for the best products, love to explore and see new places, IHG One Rewards is worth considering.
As a user and customer of the IHG Rewards Premier card, you will find a variety of benefits, such as high-end properties, Holiday Inn all-inclusive resorts, the luxurious Kimpton and InterContinental hotels. With a wide network of over 6,000 locations, you’ll never run out of options when you need a place to relax and unwind, whether you are traveling for business or pleasure.
The IHG One Rewards Premier Credit Card offers your best rewards when you make purchases related to the IHG hotel brand. When you stay at IHG Hotel & Resorts, you can earn an impressive 26 points per dollar spent. Additionally, the card offers 5 points per dollar spent on travel, gas stations and restaurants, and 3 points per dollar spent on all other purchases, making it a versatile choice for various spending categories.
Travel Credit Card Rewards and Benefits:
- Welcome Offer: Receive a 140,000 point bonus when you make purchases worth $3,000 within the first three months of opening your account, giving you a substantial head start on earning rewards.
- Earn up to 26 points for every dollar spent when you stay at IHG hotels and resorts. Plus, earn 5 points per dollar spent on travel, gas stations and restaurants, and 3 points per dollar spent on all other purchases.
- No foreign transaction fees ensure that you can use your card globally without incurring additional costs.
- Get a credit of up to $100 every four years to cover the cost of joining Global Entry, TSA PreCheck, or NEXUS, making your travel experience more convenient.
- Offers a free birthday night at any IHG hotel, worth up to 40,000 points, on the cardholder’s birthday, allowing you to celebrate with a complimentary stay.
- Enjoy the benefit of a free fourth night when you redeem points for a four consecutive night stay, providing additional value on longer trips.
- Refer friends: If you are already a customer and have the IHG Rewards Premier credit card, you can refer friends and earn a reward of 50,000 points per year, as there are 10,000 points for each friend you refer.
Additional Benefits:
In addition to most of the qualities and benefits acquired when becoming a customer, there are other services that are additional, which are included by having IHG Platinum Elite status, including:
Travel and Shopping Coverage:
- Luggage Delay Insurance: This insurance will reimburse essential expenses such as toiletries and clothing in the event your luggage is delayed by transport for more than 6 hours. You can be reimbursed up to $100 per day for up to 3 consecutive days, providing peace of mind during travel disruptions.
- Lost Baggage Reimbursement: In the event that you or a member of your family immediately lose or have your luggage damaged during transportation by the carrier, you will be covered for up to $3,000 per passenger, offering substantial protection.
- Purchase Protection: This benefit covers your new purchases for a period of 120 days against damage or theft, up to a limit of $500 per inquiry and a total of $50,000 per account, safeguarding your investments.
- Trip Cancellation/Interruption Insurance: If your trip is canceled or interrupted due to reasons such as illness, adverse weather conditions, and other covered situations, you may be reimbursed up to $5,000 per person and up to $10,000 per trip, for prepaid, non-refundable travel expenses, including air tickets, tours, and accommodation.
Fees and Interest:
- Interest rate
- Regular APR: 21.49% – 28.49% variable
- Introductory Purchase APR: N/A
- Balance Transfer Intro APR: N/A
- Rates
- Annual Fee: $99
- Balance transfer fee: $5 or 5% of the value of each transfer, whichever is greater.
- Foreign Purchase Transaction Fee: $0
How to Redeem Rewards?
IHG does not adopt a fixed rewards schedule, instead using a dynamic pricing approach for its hotel stays. This means that most hotels will have an award redemption value that approximates the regular room price. In other words, IHG rewards can be used to book hotel stays starting at just 0.5 cents per point.
Additionally, there are alternatives to using your reward points, such as purchasing products, gifts and digital rewards, such as e-books and games. Another possibility is to donate points to charitable organizations or transfer your IHG Rewards points to frequent flyer programs used by travelers. However, it is important to note that these redemption options generally tend to offer a less advantageous trade-in value.
Customer Service:
IHG Rewards provides customers with a website specialized in services, with advice and main questions already answered on the website, which provides more information about the services offered. Additionally, personalized assistance is available to ensure you fully benefit from your card and rewards.
