Instacart Mastercard Card
The InstaCart card is a very useful and ideal credit card for people who want the opportunity to receive a substantial refund on purchases they make, making it possible to earn cash back. This card offers a 5% return rate on cash for purchases made on the Instacart app and Instacart.com, as well as for travel booked through the Chase Travel Center.
Plus, it provides 2% cash back on expenses at select restaurants, gas stations, and streaming services, and 1% cash back on all other purchases. Additionally, new cardholders automatically receive a $100 Instacart credit as well as a free 1-year Instacart+ subscription upon approval, enhancing their benefits.
In other words, if you are already used to using Instacart, you will want to obtain the Instacart Mastercard credit card even more, as those individuals who are already customers receive unmissable bonuses and exclusive offers.
Instacart Mastercard Credit Card Benefits:
- Car Rental Collision Damage Waiver: When you decline the insurance offered by the rental company, this benefit acts as secondary coverage to protect against car damage and theft.
- Purchase Protection: Additional security clauses for recent purchases, with coverage against damage or theft for up to 120 days. The maximum reimbursement limit is $500 per incident and $50,000 per account.
- Extended Warranty Protection: Purchase an extra year of purchase protection that includes U.S. manufacturer warranties that are three years or less in length.
- Luggage Delay Insurance: This benefit offers reimbursement for toiletries, clothing, and other essential items if your luggage is delayed for more than six hours.
- Lost Luggage Reimbursement: If your or a family member’s luggage is lost or damaged by the carrier, this coverage provides reimbursement of up to $3,000.
- Roadside Assistance: Receive help in emergency situations on the road, remembering that expenses related to this benefit will be charged to your card.
- Travel Accident Insurance: Ensure coverage of up to $500,000 for accidental death or dismemberment when paying for air, bus, train, or cruise transportation with this card.
- Travel and Emergency Assistance Services: If you need legal, medical, or other assistance while traveling, this benefit can connect you with the resources you need.
Please remember that you will be responsible for the costs of any goods or services obtained.
World Elite Mastercard Benefits: This includes access to exclusive Mastercard Priceless experiences, exclusive brand offers, and a free concierge service available 24 hours a day all week long.
How to redeem rewards offered by Instacart Mastercard?
Chase makes it simple to use the rewards you earn with the Instacart Mastercard. You have the option of receiving cash back as a statement credit to reduce your card balance or as a direct deposit into a bank account, with no minimum redemption amount required. Alternatively, you can exchange your rewards for travel through the Chase Travel Center, adding flexibility to your reward redemption options.
Instacart Credit Card Interest Rates and Fees:
The Instacart Mastercard card offers interest rates and fees such as:
- Interest rate
- Normal APR: 20.24% – 28.99% variable
- Introductory Purchase APR: N/A
- Balance Transfer Intro APR: N/A
- Rates
- Annual Fee: $0
- Balance transfer fee: $5 or 5% of the value of each balance transfer, whichever is greater.
- Foreign Purchase Transaction Fee: $0
Card issuance:
Importantly, because the Instacart card is provided by Chase, it is important to note that due to card issuance policies, if you have applied for and opened five or more credit cards (from any issuer) in the last 24 months, your request of a credit card may be declined. This policy helps manage risk and ensures fair distribution of credit.
Pay your way:
There are several ways to make payments using your Instacart Mastercard. This includes the use of digital mobile wallets, carrying out transactions through the online application with convenience and security, and also the contactless payment option, thanks to the Contactless symbol on the credit card, where you only need to approach the terminal, without the need for physical contact to finalize the purchase. These payment options enhance your shopping experience and offer convenience.
Final considerations:
With all this information, we already know that there are many positive points offered in the Instacart Mastercard services, which greatly favors financial control and planning. To purchase, simply access the Instacart website and check regulations and requirements for credit approval. This card is a valuable asset for those looking to maximize their rewards and manage their expenses effectively.
