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There are several reasons why you might consider getting a secured credit card. You may have faced a recent bankruptcy situation, are dealing with past due debts, or have made mistakes in the past that have resulted in late payments and consequently lowering your credit score. It’s also possible that you have never had prior experience with credit and therefore have no credit score history. In such scenarios, a secured credit card can serve as a valuable tool for rebuilding and establishing a positive credit history.

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The OpenSky Plus Secured Visa card is a secured credit card option that does not charge an annual fee and can help develop your credit history, as long as you keep payments up to date on a monthly basis. This card is designed to assist individuals who are looking to improve their credit profile without incurring additional costs. By using the card responsibly and making timely payments, you can gradually rebuild your credit and demonstrate to creditors that you are a reliable borrower.

Additionally, it’s important to note that no credit check is required for the OpenSky Plus Secured Visa card, which means you can improve your credit score without worrying about the implications of a credit inquiry. This feature makes the card an accessible option for individuals with poor credit or those new to credit.

Therefore, with the OpenSky Plus Secured card, it is possible to start a new path, without your previous history being an obstacle. The card provides an opportunity for financial recovery and growth, offering a fresh start for individuals aiming to rebuild their creditworthiness.

Credit Check:

As it is a card that specifically covers people who have no credit history or even individuals with past bankruptcies, there is no need for credit evaluation and verification. This aspect of the OpenSky Plus Secured Visa card makes it particularly suitable for those who might otherwise face challenges in obtaining traditional credit cards.

 

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Opensky Plus Secured card benefits:

The OpenSky Plus Secured Visa also includes notable features such as the standard protections and benefits offered by Visa credit cards, including:

  • Zero Liability for Fraud: You are not held responsible for unauthorized purchases made with your card, providing peace of mind against fraudulent activity.
  • Roadside Dispatch and Auto Collision Damage Waiver: Access to emergency roadside assistance and coverage for rental car damage, which adds a layer of protection during travel.
  • Cardholder Consultation Services: Access to financial and customer support services to assist with any issues or inquiries related to your card.
  • Lost/Stolen Card Report: Quick reporting and assistance if your card is lost or stolen, ensuring that you can address any potential security issues promptly.
  • Emergency Card Replacement: Fast replacement of your card if it is lost, stolen, or damaged, minimizing disruptions to your financial activities.
  • Norton ID Browser: Protection against online fraud and identity theft, enhancing your security during internet transactions.

To find out more information about the OpenSky Plus Secured Visa card and understand other processes, visit the official website or contact OpenSky credit card customer service at 1-800-859-6412. Customer service agents are available to assist with billing issues, updates on the status of credit card transactions, card remittance orders, and numerous other service offerings.

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