Top 10 US Cards

When it comes to traveling to the United States, using a travel card can offer a number of benefits, such as more favorable exchange rates and the convenience of making purchases and withdrawing in dollars abroad. There are different types of cards available, including debit cards, credit cards and prepaid cards. However, the question that arises is: how to determine which is the ideal choice of card to use in the United States?

Credit cards have shown greater evidence when it comes to paying off expenses and granting benefits, such as participation in loyalty programs, although they incur higher fees compared to other types of cards.

Understand the best cards that offer different services and tools that can help you when traveling and even in your routine that provides the best benefits and qualities:

Chase Sapphire Reserve:

The Chase Sapphire Reserve is one of the most popular credit cards in the United States, known for its generous travel benefits. It offers a large amount of reward points for travel and dining spending, as well as an annual travel credit, access to airport lounges, and other significant benefits.

Discover it Cash Back:

Discover it Cash Back is known for its rotating cashback rewards program, which offers 5% cashback on specific categories that change every quarter. It’s a great option for those who want to earn cash back on varied spending categories.

Citi Premier Card:

If you have an excellent credit history and travel frequently, the Citi Premier Card could be a smart choice for accumulating points for your next adventure.

The points you earn on airline tickets and hotel stays are highly competitive, especially considering this travel card’s relatively low annual fee. This way, you will be rewarded with points for spending on restaurants, fuel and groceries. Plus, robust redemption options mean you’ll accumulate points that can be used by anyone.

American Express Platinum Card:

This card provides a gain of 2.2 livelo points for every dollar spent and offers several access options to VIP lounges at airports. In addition, the card includes a series of benefits, such as

travel insurance, protection for offered vehicles, coverage for checked baggage, trip cancellation, intermediate guarantee for original products, concierge services and a wide range of other benefits.

Chase Freedom Unlimited:

The Chase Freedom Unlimited Card offers an exceptional earning rate for a card with no annual fee. You get 5% cash back on travel purchased through Chase Ultimate Rewards, 3% cash back on missed restaurants and pharmacies, and 1.5% on all other purchases.

Plus, if you combine Chase Freedom Unlimited with select cards to earn Ultimate Rewards program points, you’ll have the opportunity to maximize the value of your points even further.

Citi Double Cash Card:

The Citi Double Cash Card is known for its simplicity and effectiveness. It offers 1% cashback on all purchases and another 1% when you pay the bill, for a total of 2% cashback on all your purchases, making it an excellent choice for those who want to earn cash back on every transaction.

Capital One Venture Rewards Credit Card:

The Venture Rewards Credit Card is a popular travel card that offers flexible miles and a special check bonus. You can use these miles to cover travel expenses, or to make you attractive to budget-seeking travelers.

Southwest Rapid Rewards credit card:

The Southwest Rapid Rewards Performance Business Credit Card will make a total of 70,000 points available as a sign-up offer after spending $5,000 on purchases in the first three months. Plus, you can earn an additional 30,000 points as long as you spend $25,000 on purchases during the first six months.

It’s important to note that this card has a $199 annual fee. However, as an added benefit, you’ll also receive 9,000 bonus points after your card member anniversary.

Wells Fargo Propel American Express Card:

The Wells Fargo Propel American Express is a credit card with no annual fee that provides numerous rewards and special advantages accumulated on a single card, especially in categories popular among millennials, such as streaming services, dining, travel and others.

In a scenario where many credit cards are becoming more oriented towards the Premium segment, acquiring a high quality card with no annual fee becomes even more necessary and necessary today.

Blue Cash Preferred Card from American Express:

The last, but not least, closes with a flourish among the 10 best cards, the American Express Blue Cash Preferred credit card is recognized as one of the main and best cards for those who make frequent purchases, offering the opportunity to accumulate substantial amounts in cash rewards on everyday expenses. With a comprehensive suite of cashback perks, this card can accelerate your rewards accumulation.

It is important to note that selecting the ideal credit card is intrinsically linked to your individual preferences, spending patterns and financial goals. Before applying for a card, it is essential to consider elements such as the annual fee, interest rate, available rewards and benefits that best align with your needs.