Top 5 Credit Cards with the Most Expensive Annual Fees

Sometimes we come across credit cards on the market that have absurd annual fees and we wonder if there is still anyone who chooses cards with these factors, given the range of fee-free card opportunities spread across the world.

However, it is important to highlight that this is due to the great benefits and advantages that the card offers, which practically covers the intense and expensive annual fees. Furthermore, these cards not only offer advantages and qualities available in the services, but also offer status, which is sought after by many individuals today.

Cards with the highest annual fees:

1-Azul Itaú Visa Infinite:

Issued by Banco Itaú and belonging to the Infinite category of the Visa brand, this card stands out for having a relatively low annual fee of R$1,200.00. The good news is that it is possible to obtain annual fee authorization, making it free, as you save monthly expenses from R$20,000.00 using your Azul card. Furthermore, these purchases generate a bonus of 60,000 points in the first three months, and best of all, these points never expire.

When it comes to its rewards program, the Azul card pulls no punches, as it offers a generous rate of 3.0 points for every dollar spent on domestic purchases and 3.5 points for every dollar spent on international purchases.

Other notable benefits of this card include unlimited access to Azul space, VIP lounges at airports and the privilege of enjoying a free companion on two trips per year. Furthermore, when you reach 50,000 points on your card, you will be entitled to free baggage on domestic and international flights, daily travel in the USA and a variety of other exclusive benefits.

2-Centurion Card da American Express (Black Card):

The Centurion Card, also known as the Black Card, is one of the most expensive and exclusive credit cards available on the market. To become eligible for this card, you must spend considerable sums on other American Express cards and be invited to apply for it.

This card offers a number of benefits, including 24-hour personal assistance, access to airport lounges, luxury travel benefits and a virtually unlimited credit limit. However, the Centurion Card also charges a substantial annual fee, which can reach several thousand dollars.

3-Santander AAdvantage Black:

The Santander AAdvantage Black credit card, issued by Banco Santander, has an annual fee of R$1,236.00. However, account holders have the opportunity to enjoy a discount of up to 50% on this rate.

The Santander AAdvantage Black Card is an excellent option for those who want a robust miles program, in partnership with American Airlines. Your purchases generate double miles, which remain valid in the AAdvantage program.

In addition, the card offers access to the Esfera program and provides all the associated benefits exclusive to the Mastercard Black category, such as a personal assistant 24 hours a day during your travels, free travel insurance, coverage for commercial vehicles and several other exclusive advantages that are characteristics of this card category.

4-American Express The Platinum Card:

With an annual fee of R$1,400.00, we have the American Express The Platinum Card. This card is a true symbol and representation of prestige and exclusivity.

This card offers the livelo rewards program, allowing you to accumulate up to 2.2 livelo points for every dollar spent on purchases in Brazil. Furthermore, these points can be exchanged for a variety of options, including products, trips and even money.

Additionally, the supplier offers free and unlimited access to VIP lounges at major airports in Brazil and around the world. This is accompanied by exclusive discounts on shopping, travel experiences, dining and entertainment.

5-Mastercard Gold Card:

The Mastercard Gold Card is known for its stunning metal design, but it’s also one of the most expensive cards on the market. This card offers travel rewards, annual travel credits, travel insurance, and a reduced interest rate. However, the Mastercard Gold Card’s annual fee is among the highest in the industry.

Other considerations:

The high-end credit cards mentioned above are aimed at and created with the purpose of satisfying a specific audience, in which they aim to meet the exclusive needs of these consumers with specific high income and net worth.

The distinct perks and benefits of popular cards are notable as they come with a variety of luxurious perks such as access to VIP lounges at airports, personal assistance, first-class travel insurance coverage and special rewards programs.

However, it’s important to note that these benefits are associated with considerable annual fees, which makes these cards out of reach for most consumers.