U.S bank Cash credit card + Visa Signature Card

The Visa Signature Card is designed to satisfy the expectations of customers looking for a premium credit card experience. Visa Signature cards are renowned for providing more generous credit limits, attractive rewards programs, access to concierge services, travelrelated perks and an extra layer of shopping security.

Furthermore, this card category is aimed at customers with a solid credit history who wish to enjoy exclusive features and privileges.

Benefits of the Visa Signature Card:

In addition to essential services such as payment through digital wallets and the ability to withdraw from ATMs around the world, this category also provides travel-related benefits and some innovations in subscription services.Here are the main benefits to highlight:

• $200 reward after signing up online and spending $1,000 on qualifying purchases within the first 120 days of account opening
• 5% cash back on the first $2,000 in qualifying purchases each quarter in two categories you choose
• 2% cashback at gas stations and electric vehicle charging stations, supermarkets, restaurants and other eligible purchases
• 1% cashback on all other eligible purchases
• Introductory APR Offer: Enjoy 0% introductory APR.
• No annual fee

Other benefits:

In addition to numerous traditional benefits already implemented on the card, there are other advantages that the Visa Signature Card includes as additional ones, mainly related to common travel benefits, such as:

• Full Disclaimer for Fraud: Cardholders have no liability for unauthorized charges.
• Contact Payments: Simply tap to pay whenever you see the contactless payment symbol.
• Identity theft protection through ID Navigator service: Sign up for free NortonLifeLock and enjoy credit monitoring and assistance if your identity is compromised.

• Cardholder support service: Have 24-hour access to a Visa representative to answer any questions related to your account.
• Assistance in the event of a lost or stolen card: You can report a lost or stolen card at any time of the day or night, seven days a week. Visa will work with you and your issuing bank as necessary to suspend your lost account, issue a new card and/or arrange a cash advance in emergency situations.
• Visa Signature Benefits: As a Visa Signature cardholder, you’ll enjoy benefits including discounts with participating partners and access to special status at hotels that are part of the Visa Signature collection.

Visa Signature Card Fees and Fees:

Interest rate

Regular APR: 19.74% – 29.74% (variable)

Purchase Intro APR: 0% intro APR on purchases and balance transfers for the first 15 billing cycles

Balance Transfer Intro APR: 0% Intro APR on balance transfers for the first 15 billing cycles

Rates

Annual Fee: $0

Balance transfer fee: 3% of the value of each transfer or $5 minimum, whichever is greater

Foreign Purchase Transaction Fee: A 3% fee will be applied to each purchase transaction made in a foreign currency or foreign ATM cash advance when made in U.S. dollars. Likewise, 3% will be charged on each foreign ATM purchase or cash advance transaction when carried out in foreign currency.

How to earn rewards?

Through the Signature Card you earn rewards where the Visa Signature Card offers a 5% cashback benefit on prepaid reservations for airline tickets, hotels and car rentals made directly through the Rewards Center. Additionally, it provides 5% cash back on your first purchases, commitments of up to $2,000 every 3 months, allowing you to choose two categories for these earnings.

It also offers 2% cash back on one category of your everyday life, like gas stations, supermarkets or restaurants, and 1% cash back on all other purchases that qualify for cashback.

How to contact Visa Signature?

To communicate with the Signature service, you have the following alternatives available:

• Contact your card issuer: The first point of call for any Visa-related questions should be your card issuer.
• Visit the official Visa website: Typically, the official Visa website provides contact information and customer assistance resources.

Final thoughts:

In this way, the Signature segment strives to offer a unique experience, providing features such as personalized concierge service, travel protection, access to VIP lounges at select airports and exciting rewards programs. These advantages allow consumers to select the Signature Card as it best suits their needs and way of