World of Hyatt Chase Credit Card
As World Of Hyatt is a rewards program from Hyatt Hotels & Resorts, Hyatt offers a credit card in partnership with Chase, called the World of Hyatt Credit Card.
With it, you can accumulate 4 points for every dollar spent on purchases made at Hyatt establishments, in addition to the 5 basic points you already receive as a member. Additionally, you earn 2 points for every dollar spent on dining, local placement, commute, flights purchased directly from airlines, and gym/gym memberships. For all other purchases, you receive 1 point for every dollar spent. This generous rewards structure ensures that you maximize your point accumulation across a variety of spending categories.
Program participants and card customers have numerous opportunities to accumulate and use points, with redemption choices ranging from free hotel stays to on-site benefits, travel alternatives, and a wide range of additional options. This flexibility allows cardholders to tailor their rewards experience to their personal preferences and travel needs.
Card benefits:
The World of Hyatt Credit Card provides a variety of benefits for travelers who choose Hyatt hotels as their lodging destination, including:
After receiving approval for the credit card, cardholders will automatically be elevated to the Discoverist elite status level, or what the starting level of the Hyatt program is. This initial status provides immediate perks and privileges, enhancing your overall experience with Hyatt. Cardholders are also entitled to five nights counting toward higher levels of elite status, plus the ability to purchase two additional qualifying nights for every $5,000 spent on the card. (There are no limits to the level of status you can achieve this way). This feature rewards continued spending and loyalty with additional opportunities to reach higher elite tiers. Annually, upon card renewal, cardholders receive a free hotel stay voucher, which can be used at Hyatt properties ranging from Category 1 to Category 4. This voucher provides significant value, allowing you to enjoy complimentary stays at a wide range of Hyatt hotels. Travelers have the opportunity to save financially as there are no foreign currency transaction fees. This benefit is particularly advantageous for international travelers, eliminating additional costs associated with overseas spending. This card features a very attractive welcome incentive: you can earn 30,000 bonus points after making purchases worth $3,000 in the first quarter from account opening. This initial bonus can significantly boost your points balance, accelerating your path to valuable rewards.
How to redeem rewards?
Points purchased with The World of Hyatt credit card can be used to make reservations at hotels within the Hyatt network. These points are credited to the cardholder’s World of Hyatt account each month after the credit card statement is closed. It is important to note that points do not expire as long as there is some activity on the account, such as making purchases with The World of Hyatt credit card every 24 months. This policy ensures that your points remain valid and usable over time.
Members have the option to use their World of Hyatt points to enjoy a variety of experiences starting at 1,000 points. These experiences range from meals and spa treatments to FIND adventures and expeditions with Lindblad. This diverse selection of redemption options provides ample opportunities to use points for unique and memorable experiences.
Furthermore, Hyatt allows its members to transfer points between themselves, tax-free. This feature facilitates point sharing and enhances flexibility for family and friends.
However, there is a limitation that only allows one transfer of points every 30 days. This restriction ensures that point transfers are managed effectively and prevents misuse.
Additionally, a member has the ability to submit up to 55,000 bonus points per year. This option provides additional flexibility for those looking to maximize their rewards and use them for significant benefits.
While it is possible to convert points into airline miles and use points to rent cars, these options generally do not offer an advantageous redemption value compared to hotel stays or experiences.
Other additional advantages:
Along with earning World of Hyatt points and free nights, The World of Hyatt credit card provides additional benefits, including:
Purchase Benefits: Purchase protection covers purchases for a period of 120 days, providing coverage against damage or theft. Maximum compensation is $500 per consultation and a lifetime limit of $50,000 per account. Baggage Benefits (Delay, Loss, and Damage): Checked baggage has protection in case of delay or loss. If a bag is delayed for more than six hours, you’ll receive a refund of up to $100 per day for up to five days toward essential items like toiletries and clothing. For lost or damaged luggage, coverage offers up to $3,000 per passenger. Trip Cancellation Coverage: Trips canceled or interrupted due to illness, adverse weather conditions, or other covered situations are protected. Prepaid, nonrefundable travel reservations are covered up to a value of $5,000 per person and $10,000 per trip. This protection offers peace of mind for unforeseen travel disruptions.
Rates and fees:
Interest rate
- Regular APR: 21.49% – 28.49% variable
- Introductory Purchase APR: N/A
- Balance Transfer Intro APR: N/A
Rates
- Annual Fee: $95
- Balance transfer fee: $5 or 5% of the value of each balance transfer, whichever is greater.
- Foreign purchase transaction: $0
Final considerations:
The World of Hyatt Credit Card is a robust choice for travelers who prefer to stay at Hyatt hotels. It offers elite status at the entry level and provides the opportunity to progress to higher status levels with continued spending. The card’s comprehensive benefits and generous rewards structure make it a valuable tool for frequent travelers seeking to maximize their Hyatt experience.
